Am I Too Old to Declare Bankruptcy?
Filing for bankruptcy protection is a big decision for anyone, but for older people, it also raises some unique concerns. Many older adults have a lot of equity in their homes, something worth...
View ArticleThinking about bankruptcy? These options may be better
Do you have knots in your stomach over your financial situation? Sleepless nights? Creditors calling? You need a plan to manage your debt. And if bankruptcy is on your mind, it’s time to do your...
View ArticleSeven questions to ask before filing for bankruptcy
If you’re in debt over your head, afraid of being sued, and just want the collection calls to stop, you may be considering bankruptcy. Bankruptcy gives those with more debt than they can repay a...
View ArticleHere’s How to Keep Medical Bills From Sending You Into Bankruptcy
Dealing with major health problems is stressful enough, but mounting medical bills can make that stress even worse. It’s hard to pin down exactly how many people file bankruptcy because of medical...
View Article6 Steps to Rebuild Your Credit After Bankruptcy
The way people feel after going through bankruptcy can vary widely. Many feel relieved, some frustrated, others battle-worn. It partly depends on the road they took to get there. “Some people are...
View ArticleWhat Is Bankruptcy Counseling and Do I Need It?
Even if you have a pretty good handle on what bankruptcy is all about, and you’re confident it’s the best path for you to take, you’ll still need to take two bankruptcy counseling courses. Every state...
View ArticleU.S. States with the Highest Bankruptcy Rates
If someone lives in a state with a high divorce rate, an unstable job market, low wages or a slew of natural disasters, that can all cause personal bankruptcy rates to be higher, according to Michael...
View ArticleHow to Negotiate Medical Bills and Avoid Medical Bankruptcy
Negotiate, negotiate, negotiate. That’s the mantra to remember if you’re behind on your medical bills or facing a medical bill you can’t afford. Understandably, most people want to avoid having...
View ArticleHelp, I’ve been sued by a debt collector!
If your old debts have been turned over to a collection law firm and you’ve been avoiding their letters, calls and other attempts to collect your debt, don’t be surprised if the firm takes legal...
View ArticleTop 10 states with the most Chapter 7 bankruptcies
When it comes to why more people file for Chapter 7 bankruptcy in some states than they do in others, many factors come into play. States with high divorce rates, low median incomes and temperamental...
View ArticleThe states where people have the most unpaid medical bills
Income inequality in America is at its highest point in the last 50 years, according to recent data from the U.S. Census Bureau. Nearly a third of U.S. households have more credit card debt than they...
View ArticleWhat to do if you’ve got $100,000 in credit card debt
The Federal Reserve estimates that Americans have more than $4 trillion in consumer debt. That’s a lot of money. So if you’re staring down a large debt bill, remember this: You’re not alone. And not...
View ArticleWill I lose my house if I file for bankruptcy?
It’s a common fear around filing for bankruptcy — that it means you’ll lose your house. While it’s true that can happen, it’s by no means a foregone conclusion. Here’s what you need to know about the...
View Article4 tips for finding the right bankruptcy attorney for you
Not all bankruptcy attorneys are created equal. That’s not shocking: After all, the same could be said about finding help in any profession that requires expertise and training. But there are some...
View ArticleHow do I avoid foreclosure?
In times of crisis, housing and food should be our two top priorities; however, in light of the severe loss of income millions of Americans are suffering right now, the fear of foreclosure is real....
View ArticleWhat’s a foreclosure bailout loan and is it a good idea?
When you’re facing foreclosure, it’s tempting to look for a fast fix that will keep you in your home. Foreclosure bailout loans offer just that. But with all the scammers and predatory lenders looking...
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